Understand Your Employee Stock Compensation

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Tax

NSO Tax Treatment: When You Pay Taxes and How Much You'll Owe

Non-qualified stock options (NSOs) create taxes at two different times: when you exercise and when you sell. Understanding exactly when you owe taxes and how much you'll pay helps you make smarter decisions about your equity compensation and avoid surprise tax bills.

Stock Options

Cashless Exercise Explained: How to Exercise Stock Options Without Paying Cash Upfront

A cashless exercise lets you exercise stock options without paying cash upfront by simultaneously selling some shares to cover costs. This guide explains how it works, compares it to cash exercise, covers tax implications, and helps you decide if it's the right choice for your situation.

Stock Options

Stock Option Expiration Deadlines: When Your Options Expire and What to Do

Employee stock options don't last forever. They have expiration deadlines that determine when you must exercise them or lose them entirely. This guide explains the different types of expiration deadlines, what happens when options expire, and how to make smart decisions before time runs out.

Basics

How RSU Refresher Grants Work: Your Guide to Understanding Refresh Equity

RSU refresher grants are additional equity awards companies give you after your initial stock package starts running out. They're designed to keep your total compensation steady and retain talented employees. This guide explains when you'll get refreshers, how much to expect, and what to do with them.

Strategy

Managing RSU Concentration Risk: How to Protect Your Wealth When Your Company Stock Takes Over Your Portfolio

When your RSUs grow to represent a large chunk of your wealth, you're exposed to concentration risk - the danger of having too many eggs in one basket. This guide teaches you how to recognize when you have too much company stock, why it's risky, and practical strategies to diversify without triggering unnecessary taxes or missing out on future growth.

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